Individual Retirement Services
Individual Retirement Accounts
An IRA is a special savings plan that lets you put aside money you earn today to be used later for your retirement. Depending on your income, your income tax liability on those funds may be deferred. You may be able to deposit or transfer the money from your current IRA to a FNB IRA, even if you belong to a retirement plan at work. Interest earnings are not taxed until withdrawal (penalty for early withdrawal).
- $100 minimum to open
- Interest is compounded and credited to the account quarterly.
- A minimum balance of $10.00 is required to earn interest
- Contact us for current rates or to start your new IRA.


