First Advantage Checking
Member's monthly fee only $9.75
Senior's (55+) monthly fee only $4.50
Financial
Earn interest
Earn interest on your checking dollars by maintaining an average daily balance of $500. Ask for more details.
No Minimum Balance Required
Regardless of the minimum balance each month, your checking account will not receive any additional service charge. You pay the same amount every month. You must deposit $100 to open this account.
Distinctive Personalized Checks
Checks will be provided to you designating you as a First Advantage Club Account member.
Safe Deposit Box Discount
A safe deposit box discount will be issued to you which is good for a 10% annual discount to apply to the rental price of any size safe deposit box depending upon availability
Traveler's Cheques
Traveling? Get your traveler's cheques from us. There is no issue charge for traveler's cheques to First Advantage Club Account members. Some restrictions apply.
Cashier's Checks
When you need a cashier's check, just ask us. We'll issue it at no charge if you're a member of the First Advantage Club Account. Some restrictions apply.
Photocopies
As a member of the First Advantage Club Account, you are entitled to make copies of your personal papers. Some restrictions may apply.
Notary Service
Whenever you need the services of a notary, come to us.
24 Hour Banking
Banking made easy with your ATM & MasterMoney card...24 hours a day, 7 days a week, 365 days a year.
On Call
Access your account information 24 hours a day, 7 days a week when it fits in with your schedule. The On Call number allows members information when needed. Ask for more details.
$5.00 Stop Payment Discount
Receive one $5.00 discount on your stop payment orders monthly.
CD Rate
As a First Advantage Club Account member, you will receive a preferred Certificate of Deposit rate of 1/10% higher than our stated rate on new deposits. Some restrictions apply.
Security
$10,000 Accidental Death & Dismemberment Insurance
is provided immediately at no additional charge. Coverage is reduced 50% at age 70. If joint account, total coverage is divided evenly.
Living Family Journal
Create peace of mind from the convenience of your personal computer. Easily organize, record, and document personal, medical, and financial information with your LifeSteps Living Family Journal. This service is offered exclusively to customers with the First Advantage Club Account. Ask for more details or click here learn more.
Credit Card Registration
You may register all your credit cards with our convenient protection service. Should your credit card become lost or stolen, call the toll-free number and the operators will make all the necessary arrangements to have your registered cards cancelled and reissued immediately.
Identity Theft 911
Gives you and your family the information you need to reduce your risk and protect against identity theft. This benefit provides you a personal advocate who works one-on-one with you start-to-finish to restore your identity should you become a victim of identity theft.
Overdraft Privileges and Discounts
Ready Reserve Overdraft Protection
As a First Advantage Club Account member, if you overdraw your account, we will pay your check by automatically making you a loan up to your personal line of credit. This service is available to qualified members upon separate application. Members pay no annual fee.
$50 Discount On Mortgage Closing Costs
When you finance a home with us you'll receive $50 off your regular loan closing costs.
Travel & Benefits
Hotel & Motel Discounts
Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad. Restaurant discounts are available within many of these facilities.
$20,000 Common Carrier Insurance
You will receive $20,000 Accidental Death & Dismemberment insurance when you travel by a licensed common carrier.
Health
Prescription Drug Discounts
Through a nationally recognized prescription drug program, you will receive the best price available on your prescription at your local participating pharmacy.
Save Up To 60% On Hearing Instruments
We have made arrangements with a hearing service for fantastic discounts on hearing instruments. You can save up to 60% off the normal retail cost of hearing instruments on top brand name manufacturers.
Prescription Eyewear Discounts
You receive guaranteed lowest prices on eyewear at thousands of locations nationwide plus a 30 day satisfaction guarantee. You also have access to a network of ophthalmologists in selected markets providing members a 10% to 60% discount on qualified procedures.
